Tuesday, December 22, 2009

Loan Modifications and You, JOBs, and Christmas

Loan Modification 101

Have the banks been giving you the run around for what the American President promised the public?  Did he lie or have you become discouraged or just plain frustrated by the whole ordeal.

The Link to the YouTube page if you like Grace Tilly...


Well the president didn't lie or back down from his promise. Its just that the banks don't want to give you the "Loan Modification" due to the fact they would loose money. Imagine the banks losing money when they really own everything, in fact they own about 90% if not more of the populations everything, in fact you don't really own anything that would necessitate being buried with that item, else graves yards would be junk yards with peoples' cars, houses, mobile homes, trailers, 1957 Cherry Apple Red Chevy, GTO, Corvette, favorite pet, favorite body part sticking out of the ground. :-; I think you get the idea, but why are the banks making such a fuss, is it because we are a so called capitalist society, are they really scared that we are heading to a global economy, will the dollar disappear only to become another currency. Time will only tell, and I don't think anyone has the complete picture or else they would be trillionaires by now, and the world governments would colllapse if anyone did know.

So here is what you need to do to get the "Loan Modification" you always wanted.


1. Do the Hardship letter. No Lawyer. No Fees.
2. Stop Paying for three months and see what the bank offers.
3. Accept the offer when your satisfied.

Your Credit Rating does not affect your job placement or your security level. George Bush did not have the best credit rating and he still became president.

If the you don't like the offer then make them wait, the guarantee is that the banks will harass you and do everything to make you leave or pay, but I don't believe they can have the police come to your property for at least a year, otherwise America would have a problem come December of 2010 due to the lack of police because they are chasing people from their homes in the middle of winter. Imagine the chaos, or the newspaper ad, "Join the police force making minimum wage, with no promise of a job future, so you can chase people from their homes in the middle of winter. Apply now if you or someone you know has retuned from Afganistan, and found Bin Laddin alive a well, brought him into custody, with his porta-dialysis, and have been innoculated with a mercury based vaccine for the swine flu, that has a fifty-fifty chance of killing you in the next 15 years, 401K plan offered, benefits and such, all payable if you reach age 80", especially when you probably heard of certain municipalities doing cutbacks on almost everything from police, fire fighters, unemployment staff, roads, sidewalks, lighting, social services, food stamps, wages, hours worked, etc...


But in the interest of saving a few dollars you might want to try this Car Insurance. The plan is really simple. If you went to College find out who they are affiliated with and then file out this form. Get an Estimated Quote for your area, prices will pretty much be the same until you put in your phone number and the insurance companies start calling you like mad. In other words they will compete for your business, but don't accept until they have stopped calling, which should take about three months. When they call ask them if they offfer a discount for going to College or University or for taking a defensive driving course for attending a certain Highschool. You'll be surpised at some of the responses...


If you are looking for a job I have a PDF for applying for a government job. In most cases don't expect to be working in DC, but do expect to be called by a State agency. Since the PDF is too large to put up on the any hosted site I offer this snippet and an email address that I can can emailed. bobeight@aol.com. In the title put "Fed PDF" and I'll reply to your email.


For more information about the application process, contact the U.S. Office of Personnel Management. This office has created several publications for jobseekers. It also publishes employment regulations, job descriptions, qualifications manuals, and statistics about Federal employment.


Contact
U. S. Office of Personnel Management
1900 E St. NW.
Washington, DC 20415-0001
(202) 606-1800
TTY: (202) 606-2532
http://www.opm.gov
(Employment information site: http://www.opm.usajobs.gov)

The U.S. Office of Personnel Management also maintains websites for specific types of jobseekers:
http://www.studentjobs.gov provides information about jobs for students.
http://www.opm.gov/disability provides information tailored to applicants who are disabled.

and last but not least someone ask me to find a Christmas song that symbolized Christmas, but didn't offend any race, color or creed. And so after two weeks in TN, thinking of this problem, with limited access to internet except my phone. I have a video of something from youtube.com which is displayed on the left. If you wish you can follow me I will be working to do something on MySpace, Twitter or FaceBook, but still haven't decided which.

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